2019 hit on right front, $29K repair bill...insurance woes...USAA sucks!

[The Car Stereo Company]

usually the only time and at fault insured get passed off back to your insurance is if they havr already exceeded the at faults limits, at which point your uim would kick in for the rest. considering theres injuries, i would consult an attorney

 

[someday]

my friend got rear end in florida. long story short hes got life long neck problems and settled for pennies

 

[Monkish1]

Glad your ok and hope your wife gets better soon. Hopefully USAA will get it fixed or total it so you can move on.

 

[RogueClimber]

This is why you get Under Insured Motorist coverage

While walking through a crosswalk I was hit by a car turning left. His insurance paid $25K (min coverage per New Mexico)

USAA stepped up and paid out at my UIM coverage max -- I did utilize an attorney to facilitate the transaction

 

[CleverGirl_]

USAA aint what it used to be since Gronk took over.

 

[HighwaySentinel]

Sheesh 50K in insurance coverage…might as well be uninsured with todays vehicle prices. If farmers thought it was totaled they should have written you a 50K dollar check and let USAA pick up any remaining costs. Then they can sort out how they split up the salvage. Perfect world stuff i suppose.

Sorry to see, hope you and yours bounce back.

This. Get a lawyer.

 

[someday]

Dealing with lawyers is just as crappy

 

[Jabrony]

Thank you all for the well wishes and advice. I am looking into a lawyer, I guess to further complicate the issue!!
My main concerns are that Koons Ford will be performing the dis/reassembly of the truck and what issues that will hold in the future if I chose to keep it. What kind of warranty will it now have that they essentially rebuilt my truck??
My other main concern is that the truck will not be worth the same amount as pre accident so I need to be "made whole" by the settlement.

R/
John

 

[CleverGirl_]

Thank you all for the well wishes and advice. I am looking into a lawyer, I guess to further complicate the issue!!
My main concerns are that Koons Ford will be performing the dis/reassembly of the truck and what issues that will hold in the future if I chose to keep it. What kind of warranty will it now have that they essentially rebuilt my truck??
My other main concern is that the truck will not be worth the same amount as pre accident so I need to be "made whole" by the settlement.

R/
John

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USAA will warranty all the work themselves (ask about this as its been a few years)
Ask about any manufacture warranty, my guess is that if this is malfunctioning because of that(wreck), USAA will foot the bill.

Also, look into a diminished value claim.

 

[someday]

TBH doesnt look too bad. if your not too **** then get it fixed if not totaled and keep on raptoring

though finding scabs is like a needle in a haystack