Let's talk finances

[mattkc]

Here's my situation:
Over $100,000 in savings
Income is $100k + annually
FICO is near perfect

Let's assume, to make it easy, my new Raptor is $70,000. Putting down $30,000, and financing $40,000, is this what you guys would consider "affordable" for me? Just trying to get a feel as to what some other people's situation was like. It's a big investment so I'm doing my due diligence.

 

[gunnersguru]

if you are offered 0.0% / 72 m use their money other than 10% down . that is my plan, 10%+6,500 trade-in .

 

[mattkc]

Does Ford Finance have a 0% 72mo. option? I was exploring some local credit unions but haven't found anything that attractive

 

[1mbrews8]

I don't think they are doing 0% on Raptors? ...

 

[mattkc]

Can anyone confirm? NO chance of 0%? What kind of financing route did everyone else take?

Would love to see what's out there

 

[Sasquatch77]

No financing is good for a 17.

 

[mattkc]

No financing is good for a 17.

What do you mean?

 

[Rango]

Raptor is excluded from the offers....

Best deal I found was a my credit union at 1.99% for 72. Not 0% but not bad....

 

[mattkc]

Raptor is excluded from the offers....

Best deal I found was a my credit union at 1.99% for 72. Not 0% but not bad....

Nice! How much was the loan for and how many months?

 

[ZaneMasterX]

Here's my situation:
It's a big investment so I'm doing my due diligence.

A 2017 Raptor isnt an investment.