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Message: <blockquote data-quote="beachz" data-source="post: 767096" data-attributes="member: 16058">Good deal!Yep, comprehensive won't affect your insurance.  We are grandfathered into a policy with a $50 comprehensive deductible and a $100 collision deductible.  We will NEVER leave our insurance company.  Our agent told us we have features built into our policy that you can't even get anymore.  I won't hesitate to file a legitimate claim.  We pay insurance for a reason.  Hell, I will never break even.</blockquote>