Financing Gen3 purchase

[DeckTenRaptor]

Since MY2022 orders are getting scheduled, I would like to find out about financing options. Looks like Raptors don't qualify for Ford Credit deals.
Any insights into this would be very helpful ... I am thinking at least MY2021 owners must have financed their purchases. Thanks in advance.

 

[QCRappy]

usually the local credit union does pretty good job with rates and terms but some dealers will match them

 

[John813]

The one dealer I used in the past for new Fords has a credit union they use as well which has given me very good rates.

If you have a bank/Credit union you use, maybe pre-qualify and see if the dealer can match with their banks.

 

[Ryed]

I haven't used this credit union, but my investment guy swears by them. He just financed a new car for his wife @ 1.59%. Digital Federal Credit Union
I plan on reaching out to them once my truck is built. Slotted for the week of 12/6...

 

[DeckTenRaptor]

I haven't used this credit union, but my investment guy swears by them. He just financed a new car for his wife @ 1.59%. Digital Federal Credit Union
I plan on reaching out to them once my truck is built. Slotted for the week of 12/6...

Thanks for the replies. I am a member of DFCU ... I will talk to them.

 

[Raptorial]

Second the credit union recommendation

 

[Rick955]

If you are a USAA member you can get 1.89% for up to 63 months or 2.09% for 72 months. PenFed is another good option.

 

[cdiddy4224]

I signed up for an account with Carolina Cooperative FCU after reading a thread on here. They have rates as low as 1.99 up to 84 months.

 

[beachz]

My last purchase, I did the same thing. I got pre approved at my CU and the dealership beat it to get the loan. Also, if you are interested in an extended warranty, take that quote with you as well and let the dealership try to beat that.

 

[TheSkinMusket]

Bank of America had surprisingly good rates when I purchased mine (2.2%) and I have never had any account with them before.