Damnit

[Raptoyd11]

Glad everyone is okay!
At least she had insurance.
Here, with no insurance, they just run back to Mexico and leave you with the damage cost. Three times in ten years! Worth about $20 G's out of my pocket.

Ouch, my stomach hurts.

 

[ruffstuff]

With State Farm, from what I've seen, you go get your complete estimate, then they will either cut you a check or pay the shop directly - your choice.

This was pretty much my experience with State Farm. At a stoplight, a lady driving a Volvo station wagon wasn't paying attention and plowed into a BMW which then pushed into my Toyota with a Smittybilt rear bumper. The BMW was pretty much crushed and the Volvo's front didn't fair much better. My bumper? A few scratches to the paint. Brought to the Volvo's insurance company, State Farm, and adjuster told me exactly what needed to be done and the dollar amount for each step. Total came out to be $300 to have it basically repainted. $300 is more then I paid for the bumper new. They cut me a check and I pocketed the money.

 

[Dane]

This was around 20MPH with brakes completely locked on bald ass skis

Hence the bumper not holding.

---------- Post added at 11:53 PM ---------- Previous post was at 11:52 PM ----------

This was pretty much my experience with State Farm. At a stoplight, a lady driving a Volvo station wagon wasn't paying attention and plowed into a BMW which then pushed into my Toyota with a Smittybilt rear bumper. The BMW was pretty much crushed and the Volvo's front didn't fair much better. My bumper? A few scratches to the paint. Brought to the Volvo's insurance company, State Farm, and adjuster told me exactly what needed to be done and the dollar amount for each step. Total came out to be $300 to have it basically repainted. $300 is more then I paid for the bumper new. They cut me a check and I pocketed the money.

Which is no different than going aftermarket. As long as it's settled, and doesn't cost anything more, the insurance company doesn't care.

 

[Ruger]

Every time it snows theres like a million wrecks. You would think at some point that would change .....

Ain't it the truth! I lived for two winters in Rock Island, Illinois, and both winters there was a rediculous collective learning curve in which the locals remembered what snow was, relearned that snow on the road means less traction, that less traction requires different driving habits, and then finally rememered how to drive in snow. During that 4 to 5 week relearning period, you would see tire tracks through people's front yards, read in the newspaper about how somebody lost it and drove into somebody's living room, and you'd see a LOT of banged up cars all of a sudden. It was astounding.

 

[Raptoyd11]

Ain't it the truth! I lived for two winters in Rock Island, Illinois, and both winters there was a rediculous collective learning curve in which the locals remembered what snow was, relearned that snow on the road means less traction, that less traction requires different driving habits, and then finally rememered how to drive in snow. During that 4 to 5 week relearning period, you would see tire tracks through people's front yards, read in the newspaper about how somebody lost it and drove into somebody's living room, and you'd see a LOT of banged up cars all of a sudden. It was astounding.

Yep, you have definitely lived up here. I am a very careful driver in those conditions and the trick is not so much what your doing but keeping an eye on what everyone around you is doing. Gets exhausting especially with all the pieces of crap on the road. I can't tell you how many accidents I have avoided over the years using this approach but I guess the streak had to end sometime.

---------- Post added at 09:19 AM ---------- Previous post was at 08:58 AM ----------

Going to talk to the body shop and find out how much the Ford bumper costs in relation to an ADD Rear Venom as I plan to buy the front one anyway. Maybe they will just have me make up any difference there may be.