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Message: <blockquote data-quote="GoHerd2000" data-source="post: 1981029" data-attributes="member: 19053">paid in full.the dealer finance person was giving me the "yikes, you're approved for 6whatever and thats crazy for someone with your score and equity in the vehicle blah blah blah..." I can request a lower rate for you.  It doesn't always work but I'll try...I have no idea how much of that was true but it came in @ 5.76.this is through Ford Finance.I didn't bother with my bank as I was traveling out of state with trade and cashiers check expecting to finance an unknown amount on a Saturday.</blockquote>