Best Finance rates you can find available to all

[DFWRob]

I'm not seeing that on their website

I didn't see that either

 

[Stojanowski]

I didn't see that either

View attachment 315938

Ahhh now I see the rate reduction if you put some monies down it looks like

 

[CodeOrangeGen3]

I'm not seeing that on their website

Read the fine print. Well qualified will have the lower rate for extended periods which was confirmed at 84 months when I spoke with them.

 

[CodeOrangeGen3]

I didn't see that either

View attachment 315938

Read the asterisk. I confirmed 84 months at 1.95%.

 

[WestTXRaptor6]

I use Penfed or RBFCU on the occasion I decide to finance part of some vehicles. Both have been great to deal with and super easy transactions.

 

[leinad1904]

Now I'm curious to know what Ramsey recommends for car buying. Care to share, or do I need to google?

LOL when I was a young Airman making bad financial decisions on my vehicle choices people would try to preach his ways to me. I refused to listen and I’ve never heard his stuff but from what I know, I can 100% say he wouldn’t recommend a Raptor and DEFINITELY not a brand new one.

 

[leinad1904]

Listen - Here is my $.02. I could afford to purchase this truck in cash. I am very lucky. BUT
I am going to finance 50K. I can borrow that 50K for $2,500 for 5 years. I think that's a hell of a deal.
Now...I am going to put 50K in an index fund and just HOPE to make more than that.

I think Ramsey is talking to people that are broke and are financing 60K at 7.9% financing and not using that money for other things.

That’s actually not a bad idea.

 

[poofyo101]

who has the best loan rates on commercial rates now?

 

[Sephiroth]

Ahhh now I see the rate reduction if you put some monies down it looks like

The more money you put down on a loan instrument the less of a risk you are to the bank. You’re probably better off putting something like 20% down for an 80 LTV. PM if you want, and I can explain it to you.

Rates are low now (Whether it’s 1 or 2 percent who gives a ****), so it doesn’t really matter. The game the banks play is they increase the periods on the amortization to make up for the low interest (or they may ask for more money down). This is just in general for argument sake (individual circumstances may be different on a case by case basis).

 

[Sephiroth]

who has the best loan rates on commercial rates now?

Commercial loans you mean? Depends on what you’re trying to buy.