This is not entirely correct. Perhaps it varies by state. My wife was at fault for an accident in Georgia and the insurance company paid out for diminished value on her vehicle.
Also, most insurance companies have a third party assessment company determine the damage based upon photos. Once...
Back on topic....I made the mistake of going online and looking up the value of my 2017 Raptor. Within minutes, had multiple dealers offering to purchase it for only a bit less than I paid back in August of 2017. Totally crazy and irrational right now.
There is a TSB for the tailgate opening on its own. Last time I was at the dealer, the service manager offered to fix (although my tailgate has never opened on its own) but needed to order the parts. Said it was going to be a three hour repair.
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