Search results

I'm okay with ADM when it's upfront and not pushed by shady dealers. If someone is cool paying it.. I'm 100% fine with it. I see issues all the time though in the COVID era with signed agreements being thrown out upon delivery.. that's not okay when you have emails and contacts saying 1 thing...

Hey all, I had a code orange 37 package on order. My dealer F'd me over on it, this happened maybe a month or two ago. It is what it is. With that said, I'm taking delivery of my long awaited Lightning Blue First Edition 4 door Bronco (black interior). Est delivery is early to middle...

Unfortunately had a bit of bad news today. Apparently my dealer either was oblivious to their allocations or lied to me. I'm thinking it was more negligence than anything intentional but here is where I now am at: Dealer had 2 allocations all along, one was spoken for and I had the other. I...

Couldn't these just be mules coming in from testing? Maybe they are doing heavy quality checks on real world stress on the chassis.

Embargos are for items/goods not yet made available to the public. That isn't the case with the Raptor.

There isn't any embargo.. there are just no Raptors. People have been taking delivery.. unfortunately it's none of the 100+ here on this forum.

Either you don't know what net worth means, or your numbers are off. But yes, you are correct, if you are not paying for the vehicle in cash then you cannot afford it. If you're making a truthful statement about networth, and you've only been maxing out your 401k for the past 3 years something...

In my experience, buyers will absolutely pay a premium or realize there is no negotiation in your selling price when buying a well taken care for vehicle from an enthusiast. A dealer isn't going to give you more on trade, but I don't usually trade in my cars. Also, there is a huge, huge, crazy...

Not what I'm saying at all. But I'm definitely saying that you can't afford this truck if you need to finance $50k over 5yrs. Sorry not sorry. Im not yelling at anyone.. I make my statements, people choose to respond. You don't have to do so.

This is in general is not how building credit actually works. While I applaud you for reaching the status you have, which is excellent. I'm not wrong on my point, because you are simply an anomaly. Long term debt does not generally build your credit (e.x. personal loans, mortgages et al), what...

Looks like I struck a nerve with the poors. I'm sorry, but hopefully it will make you think twice about the stupid decisions you make in the future before you go bankrupt.

Lol

I financed my first home in 2011 on a 15yr mortgage for $91,000 & sold it 18 months lager. I did the same thing for my next 4 homes before purchasing my last house in April 2019 in cash and my home I live in now in cash as well. I go by the Ramsey method and some other financial advisors...

No.. you don't know anyone actually wealthy, and this is now abundantly clear. I don't tell people what to do, people do what they want and can make choices that have lasting consequences. It doesn't bother me a bit. What does bother me though are people like you who talk as if they have a clue...

You are an optimist. But I'd also state that our ideas of wealth are likely different.. I'm simply a believer that you cannot afford things if you can't pay for them (and do pay for them) in cash. Financing a vehicle this expensive is a recipe for disaster for the vast majority of consumers.

LOL.. yeah these are the kind of ridiculous statements that really encourage people to do bad things. 1. Finding a 1.99% interest rate on an $80k purchase will not be found by everyone. People who find those rates will have to have >790 FICOs which only means that those people have been gassed...

This is simply a false statement. The vast majority of you that finance it this far out will only pay it off early because you'll sell it in 2 years to go further into debt on the next one. It's such a silly concept that broke people talk themselves into.

After reading the thread here with people discussing financing.. I would have to disagree. The people going out and shelling $5k to $30k over (likely) have the disposable money to go out and likely do so in cash. For all the people financing their $80k truck over 7 years they are already paying...

I just got my VIN today on 1 of my 2 orders(the one I don't want). I ordered a 37 Package & a standard as the Ford Rep for the dealer said it would ensure I'd get a Raptor because they didn't know how limited at the time the 37s were going to be. In order sequence my 37 package has the earlier...

With just tunes on the FB Gen2 forum people post their verified 0-60 times of 4.4 to 4.7 which I think is pretty darn impressive. I'm not so sure I'm gonna tune my gen3 this time around until it's out of warranty.. I never tuned my gen2 because I was nervous about all it's issues when it first...

I still don't even have a VIN, but I've been assured from a very good dealer that I was 1 of their 4 allocations. To be fair, I was a July order date vs June like most of y'all but I'm still salty I don't even have a VIN :(

You must be new to buying cars in the last 18 months. Pre-pandemic Raptors even brand new could be had everywhere except certain locations on the east coast brand new for $4k to $10k off msrp alllll fn day. I bought a 2018 brand new $8k off msrp and sold it for msrp in late 2020 with 38k miles.

Ramsey is absolutely not talking to simply broke people or those with basic money issues. His audience is wide ranging from the every day millionaire to the guy/gal who lost it all. If you have the cash to pay cash for the car then you should pay cash for the car and also invest an additional...

Since you asked... Dave Ramsey would say never to buy a new car unless you have a networth of > $1MM. He also says that all cars in the home should never be over 50% of your total household income. He doesn't believe in borrowing debt to pay for cars, if you can't pay in cash then you can't...

Not a lot of Dave Ramsey guys in here.. always interesting. I won't preach to anyone, but I'd definitely tell those looking to finance to double check *all* of their local credit unions and call local community banks for various offers. Don't get hung up on a few basis points.. the difference...